Financing Options from Service Experts Heating & Air Conditioning

April 24, 2016

Just think: it’s July, creeping up on triple digits, and your air conditioning unit stops. It just dies. Doesn’t work. No more air conditioning, no more cool air to help you stay comfortable. It’s finished.

So you call an air conditioning company to come take a look and they confirm what you already knew – it’s time you purchased a new AC system. And then they tell you something you didn’t know – it’s going to cost more than you imagined, ranging from $7,000 to $70,000, based on the type of air conditioning system(s) you want, the kind of home(s) you have, and the type of energy source you’d like.

It’s time to make a decision. Spend the season soaking in sweat and blowing fans over ice? Or spend all your savings (and maybe sell a kidney) to cover the cost of a new air conditioner?

But what if there was another option? Enter financing.

Did you know that 70% of people taking on a home improvement project plan on financing it? When you understand that the average consumer in the United States has under $5,000 they can access, it makes total sense. So when life happens and things die, and unexpected expenditures such as an air conditioner repair or replacement is required, it is vital that we have affordable financing options available.

At Service Experts Heating & Air Conditioning we have multiple financing options for people looking to replace their HVAC systems. The first group of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available cash to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is completely paid off during or before the promotional period expires.

Service Experts Heating & Air Conditioning also offers financing alternatives with a lower monthly fixed payment and a reasonable interest rate. This is for buyers who may not have the full amount as quickly but can afford a lower cost each month. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost an average of $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This option makes a new heating or air conditioning system more affordable, while also getting an efficient system that will help decrease energy bills while providing home comfort.

The financing programs at Service Experts Heating & Air Conditioning include the following:

 

    • Low monthly payments
    • No down payment
    • No annual fees
    • No prepayment penalties
    • Competitive interest rates

 

With so many choices, why wait? Call Service Experts Heating & Air Conditioning today for a free in-home home comfort analysis and we will help you discover which heating and air conditioning system is right for your home AND which financing option is best for your life. We can’t wait to hear from you!

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